Courtesy Ford Finance Center

We Have Made Financing Simple In Altoona, PA

Finding your dream vehicle is exciting. This is especially true when you are taking it out on a test drive. However, the financing process -- even for your dream car -- can be a stressful ordeal. That is why our team at Courtesy Ford Lincoln has worked hard to overhaul the financing process. We have made it more accessible, more efficient, and less stressful in every sense.

Regardless if you are brand-new to the purchasing process or not, you can feel comfortable and in control when you get ready to explore your financing options. Plus, with our team by your side, you can feel confident that you will get a purchasing plan which fits comfortably in your budget.

Leasing vs. Buying

One of the most popular questions we get pertains to the differences between leasing and buying. Mainly, drivers want to know which option may be better for them. The truth is, it depends. There is no clear cut answer. Both investment options have their pros and their cons.

Man looking over paperwork


This is the option most drivers are aware of and opt for. It involves taking out an automotive loan to cover the cost of the vehicle you like. Your monthly price is then calculated from the amount of this loan, your APR, your down payment, and the length, or term of the loan. Because of how this figure is calculated, and because it hinges on how big the loan is, your monthly payments when you buy are often on the higher side. However, when you buy a vehicle, you own it. As such, you can drive it as far and as often as you want.

Woman shaking hand for a deal


Leasing is good for drivers who need a short-term driving option. It does not require taking out an automotive loan. As such, leasing is often more cost-effective on a monthly basis. Furthermore, leasing can be a great option for folks who need a professional vehicle for work. Because the monthly rates are more affordable, you can often invest in a vehicle you may not be able to buy. Leasing does come with a few drawbacks, though. It has mileage parameters -- if you exceed the miles you are allotted, you have to pay a few. Additionally, you have to keep the car in good condition.


We Work With All Drivers!

At our dealership, we understand that not everyone has the same credit background. Whether you're still working on building your credit, or you don't have much of a credit profile yet, we would be proud to help you find a car nonetheless! After all, these days it has become imperative to have a vehicle -- for running errands, commuting to work, picking your kids up from school, and everything in between. Your credit situation does not change these needs.

That is why we are proud to serve drivers with all credit backgrounds at our dealership.

Ready for a Test Drive?

If you would like to learn more about our selection of vehicles, or if you have any questions about financing, we invite you to visit us at Courtesy Ford Lincoln, located in Altoona, PA. Our team would be proud to help you schedule a test drive with your preferred automotive option.

We look forward to assisting you with all of your vehicle-related needs. We are proud to serve drivers in Hollidaysburg, PA; Huntingdon, PA; and Tyrone, PA.

  1. Courtesy Ford Lincoln

    401 Pleasant Valley Blvd.
    Altoona, PA 16602

    • Sales: (814) 942-3000
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Get in Touch

  • Contact our Sales Department at: (814) 942-3000
  • Monday9AM to 9PM
  • Tuesday9AM to 9PM
  • Wednesday9AM to 9PM
  • Thursday9AM to 9PM
  • Friday9AM to 9PM
  • Saturday9AM to 6PM
  • SundayClosed